On your keys the money never passes through us. On ours the markup is 10%, stamped on every row at write time — and why that shapes the software we build.

The trust ledger’s actual SQL: UPDATE and DELETE refused by trigger, every row hash-chained, my account refused at insert — and what a superuser can still do.

Judgement, relationships, anything with hands — the limit first, and the architecture built after CMU’s benchmark found the best model completed ~30% unaided.

Five levels per name, T0 to T4, everyone starting at T1 — and why every promotion is a human decision with a written reason on an append-only ledger.

The founder letter: more than twenty people before COVID, four after — lost to arithmetic, not layoffs — and the roster built to fill chairs that had stood empty for years. The entry the whole log answers to.